I’m probably not telling you anything you don’t already know, but it is really heating up out there. I have noticed a definite up-tick in new creditor activity placed with our firm, even more so in the last 3 months. It is palpable. The other scary thing is that every finance or banking person I talk to says the same thing: They don’t see the end, or even an upturn. I’ve always felt that we in the Creditors’ Right business can see it coming about 6-12 months ahead of time. If that’s the case, there are some long-term problems out there. What are other people seeing?